WELCOME TO HI7CAPITAL

WE GET DEALS DONE

Flexible and cost-effective programs. Customized strategies to accommodate complex financial structures. Streamlined processing and common sense underwriting. Our success is a product of our ability to deliver. Whether you are purchasing or refinancing a home, hotel, garage, building or other structure, we want to say yes.

contact us now!

We are a faith based company that in our efforts to make money conduct business in an ethical and upright manner. Our team has over 20 years of real estate experience and looks forward to providing you a financial solution that can help you accomplish your investment goals.

OUR PROCESS

Hi7 Capital is here to make the funding process simple and smooth.

To apply, an investor simply identifies a property, and selects the loan best suited for their needs: Fix & Flip, Bridge, Construction, or Transactional.

Our Process is Transparent, Fair, And Simple
Apply for loan
We Review It
We Approve It

LOAN TYPES

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Fix and Flip
This is a short-term loan secured by real estate and used by fix and flippers to purchase and renovate a property
We help experienced and inexperienced fix and flippers
Term: 6-12 months (can be extended)
Possible time to funding: 15 days
Interest rates: 8% – 12.5%
Lender fees: 1.5% – 4%
Closing costs: 2% – 5%
You can be prequalified in less than 3 minutes.
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Multifamily
Allows investor to purchase or refinance a multifamily property of 5 or more units. Suitable for value-add rehab or currently turnkey. Closing costs and fees can be rolled into loan.
REHAB:
Term Length: 2 years — No Pre-Payment Penalty
Interest rates: 8% – 12.5%
Rate: 9 – 10% — Interest Only
Loan Limits: $250,000 – $5MM
Loan-to-Cost (Purchase): 80%
Loan-to-ARV (Refinance): 70%
NO REHAB
Term Length: 2 years — Extension Available
Rate: 7.50%
Loan Limits: $250,000 – $5MM
Loan-to-Value (Purchase): Up to 80%
Loan-to-Value (Refinance w/ Cash-Out): Up to 80%
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Commercial Real Estate
Allows investors and business owners to purchase real estate and make capital expenditures. Non-Recourse & Recourse loans.
Loan Amounts: $200,000 up to $50,000,000
LTV: Up to 90% (purchase)
Up to 80% (refinance)
Terms: 15, 20, 25, & 30 Amortizations
Fixed: 3, 5, 7, 10 Years
Rates: *Case by case analysis
Property Types: Everything from apartments nursing homes and offices to restaurants, gas stations and more. (call us to confirm that we can fund your venture).
Loan Types:
Commercial Real Estate Financing (purchases, refinance, & construction)
Business Acquisitions
Partner Buyouts
Capital Financing
Lines of Credit & Working Capital.
FICO: 600 & Up
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Rental Finance
Allows investors of all experience levels to acquire or refinance rental properties. Purchase, refinance, and cash-out options are available
Term: 30 Year, Fully Amortized 5/1 and 7/1, and 10/1 ARMS (subject to change).
Possible time to funding: 15 days
Interest rates (ARM): 5.25%-9.5%
Interest rates (30-Year, Fully Amortized): 5.99% - 9.5%
Property Types: SFR 1-4/PUDs/Condos
Maximum LTV: 80%
Minimum Credit Score: 660
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Lines of Credit
Exposure Line of Credit
HI7 Capital offers an exposure line with streamlined approval for the After-Repair Value Loan Program with guaranteed leverage and fixed rates. This product is available to investors with a portfolio of 10 or more flips per year.
BASIC LOAN CRITERIA
Term: 12 Month Revolving Investment Periods
Exposure Limit: $1M – $10M
LTV:
Up to 90% Loan-to-Cost

Up to 80% of the As-Is Value;

Not to Exceed 75% of the ARV
Property Types: Non-owner occupied 1-4 Family Residential Real Estate; Condos; Townhomes; Multi-Families (5+); Mixed-Use Properties.
FICO: 660 minimum
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Quick Approvals. Fast Closings. Competitive Rates.
From navigating rigorous lending guidelines to managing the lengthy time to closing period, traditional banks can ask for a pint of blood and take forever, at HI7 Capital, we provide you access to the private money you need to fund your real estate ventures quickly and efficiently.

 Contact us today to expand your real estate kingdom

APPLY FOR LOAN